COVID-19 Travel Insurance in 2026: What to Know

COVID-19 is no longer the disruption it once was, but it has not disappeared — and it can still ruin a trip. In 2026, most travel insurers offer some form of COVID-19 cover, but the details vary a lot between plans.

What COVID-19 cover usually includes Depending on the insurer and plan tier, COVID-19 protection can include: - Overseas medical treatment if you catch COVID-19 abroad - Trip cancellation if you test positive before you depart - An overseas quarantine allowance on selected plans - Emergency evacuation if you become seriously ill

Core cover vs add-on Some insurers build COVID-19 protection into the core plan, while others offer it as an optional add-on. If COVID-19 cover matters to you, do not assume it is included — check the policy wording or ask us to confirm before you buy.

What is often excluded Watch out for: - Cancellation simply because you changed your mind about travelling - Travel against official advice or to restricted areas - Claims where cover for COVID-19 was never selected

Our take COVID-19 cover is inexpensive relative to the protection it offers, especially the pre-departure cancellation benefit. We highlight the MAS-licensed plans with the strongest COVID-19 benefits for your destination — just ask on WhatsApp.